The programme commenced with a warm welcome to the distinguished resource person,
followed by the presentation of a sapling as a token of respect and appreciation by Prof.
Aadil Khan, Head, Department of BBA, in the gracious presence of Dr. Charu Malhotra,
Dr. Anubha Srivastava, Coordinator, BBA II Year, and the faculty members of the
The session was conducted by Mr. Pramod Kumar Agarwal, Banking Operations
Trainer and Retired Head, Punjab National Bank, on Digital Banking, Financial
Inclusion & Fraud Awareness for the students of BBA II Year Batch (2025–2028) who
delivered an informative and interactive lecture on the rapidly evolving banking
ecosystem. He explained the transformation of traditional banking into digital banking
and highlighted the significance of technology-driven financial services in todays
economy.
Department of BBA. The gesture reflected the institution's commitment to environmental
sustainability while honoring the esteemed guest.
Mr. Agarwal elaborated on the Government of India's initiatives towards Financial
Inclusion, emphasizing schemes aimed at providing accessible banking services to every
section of society. He also discussed various digital payment platforms, including UPI,
mobile banking, internet banking, and digital wallets, enabling students to understand
their practical applications and benefits.
A major focus of the session was on Banking and Cyber Fraud Awareness. Through real-
life examples and case studies, Mr. Agarwal explained common online financial frauds
such as phishing, OTP scams, QR code frauds, fake customer care calls, and identity
theft. He also shared preventive measures and best practices to ensure safe and secure
digital financial transactions.
The session concluded with an engaging Question & Answer Session, during which
students actively interacted with the speaker and clarified their queries related to digital
banking, cyber security, and career opportunities in the banking sector. The programme
concluded with a Vote of Thanks delivered by Dr. Anubha Srivastava, Coordinator, BBA
II Year, who expressed sincere gratitude to the resource person for sharing his valuable
knowledge and practical insights. She also thanked Prof. Aadil Khan, Head, Department
of BBA, Dr. Charu Malhotra, the faculty members, and the students for their enthusiastic
support and active participation, which contributed to the grand success of the session.





















