


The objective of the workshop was to provide students with a clear understanding of the MSME ecosystem in India and to create awareness about various Government funding schemes available for Micro, Small and Medium Enterprises (MSMEs). The session was conducted by CA Shubham Jain, A Certified Forensic Auditor (ICAI – FAFD) & Founder – SMJ Global Advisors Pvt. Ltd. He is having experience of 8= years. He delivered the workshop in a highly practical, engaging and interactive manner. During the session, the speaker explained the meaning and classification of MSMEs and highlighted their significant contribution to GDP, employment generation and exports. He also discussed the major challenges faced by MSMEs in accessing finance and emphasized the need for government intervention in this sector. Students were introduced to different types of financial support such as term loans, working capital finance, credit guarantee schemes, subsidies and incentives. The role of financial institutions like SIDBI, NABARD, public and private sector banks and NBFCs in supporting MSME financing was explained in a simplified manner. A detailed discussion was conducted on important government schemes including Pradhan Mantri Mudra Yojana (PMMY) with its Shishu, Kishore and Tarun categories, Stand-Up India Scheme, Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), Startup India Initiative and Prime Minister’s Employment Generation Programme (PMEGP). The speaker clearly explained eligibility criteria, required documentation such as Udyam Registration, PAN, Aadhaar, business plans and bank statements, and demonstrated the step-by-step application process through digital portals. Special emphasis was given to common mistakes applicants should avoid while applying for government schemes. The session also included a Quiz and practical case studies where students were encouraged to match business ideas with suitable funding schemes, making the learning experience more application-based. The interactive question-and-answer segment allowed students to clarify their doubts and gain confidence in understanding MSME finance options in India. Overall, the workshop significantly enhanced awareness, financial literacy and advisory skills among participants and equipped them with practical knowledge to become future entrepreneurs and selection of appropriate government funding options. The Finance Club coordinators Prof. Rama Mishra and Dr. Sandeep Garg expresses sincere gratitude to CA Shubham Jain for conducting such an insightful and impactful session.

